Key Insights:
- Ripple’s potential banking license could change regulatory treatment of its XRP holdings.
- VivoPower and Lean Ventures launched a $300M vehicle to acquire Ripple Labs shares.
- Institutional access to Ripple equity may influence XRP market confidence.
- South Korea remains a strategic market driving demand for Ripple and XRP exposure.
Ripple’s potential path toward a banking license continues to shape expectations around XRP pricing and market structure. Recent developments involving institutional access to Ripple equity have added another layer to this outlook. Besides regulatory discussions, capital flows linked to Ripple shares now attract growing attention. Consequently, analysts increasingly connect these moves to future XRP price scenarios.
Ripple still controls a significant share of XRP supply through escrow arrangements. However, expectations may shift if Ripple operates under a national banking framework. Additionally, market participants believe a banking license could change how regulators assess Ripple’s asset holdings. This shift could ease pressure surrounding XRP concentration concerns. Moreover, the possibility has redirected focus toward institutional positioning around Ripple itself.
Ripple approves $300M fund for regulated access to company shares
VivoPower recently confirmed approval from Ripple to acquire an initial tranche of Ripple Labs shares. This approval supports the creation of a new three hundred million dollar investment vehicle. The fund operates through a joint venture between Vivo Federation and Lean Ventures. Lean Ventures acts as a licensed South Korean asset manager based in Seoul. Hence, the structure provides regulated exposure to Ripple equity for regional investors.
VivoPower received approval from @Ripple for an initial tranche of Ripple Labs shares.
With asset manager Lean Ventures, a new $300M fund has been created.
Investors to gain exposure to Ripple & $XRP at a material discount to spot & target $75M in returns over 3 years.… pic.twitter.com/BoxcWwRQij
— 🌸Crypto Eri ~ Carpe Diem (@sentosumosaba) December 13, 2025
The joint venture plans to acquire and hold Ripple Labs shares through a dedicated vehicle. Lean Ventures has already gathered interest from qualified institutional and retail participants. Moreover, discussions include potential involvement from K Weather following a separate agreement with VivoPower. VivoPower continues final due diligence related to that transaction. These steps underline growing institutional interest tied directly to Ripple’s valuation.
Institutional Access Expands as XRP Pricing Focus Shifts
Vivo Federation plays a central role by sourcing Ripple Labs shares for the investment vehicle. Ripple granted written approval for VivoPower to purchase preferred shares. Additionally, negotiations continue with institutional holders for further share acquisitions. These talks involve an estimated three hundred million dollars in Ripple equity. Consequently, the structure allows exposure without deploying VivoPower’s balance sheet capital.
Under the agreement, Vivo Federation earns management fees and performance carry. The arrangement targets net economic returns of seventy-five million dollars over three years. Hence, VivoPower benefits from potential upside linked to Ripple’s growth. This approach aligns with increased attention on Ripple’s long-term regulatory standing. Moreover, a banking license could enhance confidence in Ripple’s operating model.
South Korea remains a key market within this strategy.
The country represents the largest holder of XRP by value and user count. Additionally, local investors continue seeking discounted exposure to Ripple related assets. Access through equity holdings offers an alternative to direct token purchases. This pathway may reduce volatility concerns while maintaining market participation.
The broader XRP price scenario depends on how regulatory clarity unfolds. A banking license could position Ripple under a different compliance framework. Consequently, XRP supply dynamics may appear more predictable to investors. Moreover, expanding institutional exposure through equity vehicles reinforces Ripple’s market relevance.
Conclusion
Ripple’s banking ambitions and rising institutional equity access now intersect within the XRP price narrative. These developments highlight shifting market expectations as regulatory and capital structures evolve.
