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Ripple and the XRP Ledger (XRPL) are deepening their involvement in Brazil’s financial landscape by facilitating a new tokenized issuance within the country’s structured credit market. VERT Capital, a São Paulo-based firm, has completed its second tokenized issuance using XRPL and its EVM sidechain, totaling more than $40 million in pension-backed receivables. This marks a significant step forward for Ripple’s presence in Latin America, following its earlier success in cross-border payments between Brazil and Portugal.
The latest issuance in Brazil is structured around an FIDC (Fundo de Investimento em Direitos Creditórios), a regulated investment fund that focuses on securitizing receivables. This tokenized issuance is backed by obligations tied to the Brazilian federal pension system (INSS), which is considered one of the safest receivable pools in the country. With this structure in place, VERT Capital and its fintech partner BYX have introduced a streamlined way to manage large-scale tokenized assets while ensuring full regulatory compliance.
Enhancing Blockchain Utility with VERT Sign
Additionally, the partnership between Ripple and VERT Capital has led to the introduction of VERT Sign, a blockchain-based signing tool on the XRPL EVM sidechain. This tool automates recurring purchases of receivables and ensures that all transactions are fully compliant. It also records documentation and settlement directly on-chain, simplifying the entire process and reducing the need for intermediaries. This development underscores Ripple’s broader strategy to establish XRPL as a robust platform for tokenized assets across various sectors.
VERT is enhancing finance in Brazil by bringing more than $40 million in regulated credit, backed by public-pension receivables on the XRP Ledger. 🇧🇷
Following its first tokenized fund earlier this year, VERT has now completed a second onchain issuance using VERT Sign, a…
— RippleX (@RippleXDev) October 24, 2025
Brazil is now a critical part of Ripple’s strategy to showcase XRPL as a capable infrastructure for tokenization, in line with global market trends. This initiative is not just about expanding payment systems but also about positioning XRP as a foundational tool for the tokenization of assets, from stablecoins to real estate and investment funds. Ripple has also been involved in the Brazilian CVM’s LEAP program, a regulatory sandbox aimed at testing blockchain technologies in supervised markets.
Further Potential for Expansion
As for the FIDC tokenized asset pool, it currently holds the equivalent of $40 million in assets. However, with the growing institutional demand, this figure could expand by as much as 500%, potentially reaching $190 million. This signals a broader interest in tokenized receivables as a stable, low-risk investment vehicle in Brazil. Ripple’s strategic moves are helping set the stage for further growth in the Latin American market, indicating that XRPL has the capacity to meet the regulatory demands of this rapidly evolving sector.
